Which bank is better HDFC Icici or Kotak?

Summary of Comparative Analysis of Top four Private Banks Thus, HDFC Bank leads the pack w.r.t Cost to Income Ratio, Gross NPA, Net NPA and Provision Coverage Ratio. Kotak Mahindra Bank has highest Net Interest Margin, Capital Adequacy Ratio and CASA Ratio, while ICICI bank has highest share of retail loan book.

Is Kotak Mahindra better than HDFC?

Employee Ratings HDFC Bank scored higher in 4 areas: Career Opportunities, Compensation & Benefits, \% Recommend to a friend and Positive Business Outlook. Kotak Mahindra scored higher in 3 areas: Work-life balance, Culture & Values and CEO Approval. Both tied in 2 areas: Overall Rating and Senior Management.

Are Kotak credit cards good?

Kotak Bank credit card service was good, they have a wonderful application and its a customer friendly bank because I am struggling to use other bank. I am getting 1+1 movie offer on this card even if I spend 1L in a year, i am getting 2 movie tickets free which am happy. 0.5 5.0/5 “Blown Away!”

Is ICICI Bank better than HDFC?

ICICI Bank scored higher in 3 areas: Work-life balance, Culture & Values and \% Recommend to a friend. HDFC Bank scored higher in 2 areas: Compensation & Benefits and CEO Approval. Both tied in 4 areas: Overall Rating, Career Opportunities, Senior Management and Positive Business Outlook.

What is rate of interest on Kotak credit card?

Currently, Kotak Mahindra Bank charges an interest rate of 3.50\% per month which is 42\% per annum on the Kotak credit cards. However, if you clear the total outstanding balance within the due date, you do not have to pay an additional fee. That is the best thing about credit cards.

Which is the best credit card in HDFC and ICICI?

In basic hdfc card money back card is good and in premium hdfc card regalia is good and icici basic amazon pay icici card is good if you want to start a credit card go for amazon pay icici card It depends on your usage and benefits that you seek. Usually, CC’s can be categorized according to the benefits and niches.

What are the restaurant discounts available on ICICI Bank credit cards?

ICICI Bank has a range of offers for its cards – you can get discounts of 20 percent at Pizza Hut, 25 percent on Mojo Pizza, 10 percent on Baskin Robbins etc. You can also get a discount of 15 percent on HDFC Regalia card at premium restaurants across India, and 15 percent on Axis Bank Credit Cards as well.

Why is HDFC giving credit cards to startups?

Hdfc was one of the first bank in india to offer credit card and with the base of more than a million customer using hdfc credit card facility it becomes easier for the bank to tie up with new startup and e commerce industry for increasing there sale based on there market penetration.

What is the cashback on Apple products offered by ICICI Bank?

ICICI Bank offers 10 percent cashback on Apple products like Macbook, iPads and watches. What is the difference between a credit card and a debit card?