What kind of insurance should a pet sitter have?

General Liability
General Liability protects your business from things like bodily injury, personal injury, or property damage caused by your business’ operations. While General Liability can be comprehensive — it does not protect your business from all liability. However, General Liability is the core of Pet Sitting Insurance.

What are the responsibilities of a pet sitter?

The Pet Sitter’s responsibilities include cooking special meals for pets as instructed by pet owners, reporting behavioral issues to pet owners, as well as playing with pets to encourage mental and physical stimulation. You should also be able to vacuum pet hair and dander off carpets and furniture.

Should dog sitters have insurance?

General Advice: Yes, Probably. Insurance policies are generally a good idea for most businesses, but they are especially wise for those who engage in high-risk or high-stakes activities. Pet sitters clearly meet the second criteria, as they’re responsible for the pets – and in many cases the homes – of their clients.

Are Rover sitters bonded and insured?

1 Answer. Hi Steve, NO Rover sitters are NOT insured or bonded, but there is a guarantee that provides limited coverage for the dog owner.

What does it mean to be an insured pet sitter?

Care, Custody, and Control (CCC) Coverage is the key ingredient to insuring a pet sitter. This provides coverage for the clients’ pets and personal property in the sitter’s care, custody or control, which includes pets while in transport in a vehicle, pet taxi and other means.

What is broadened property damage coverage?

What Is Broadened Property Damage Coverage? This insurance provides coverage for damage to personal property in your care, custody, or control for items other than animals. This coverage is especially important if you are caring for pets in the homes you do not own.

What’s the meaning of dog sitter?

noun. a person who looks after a dog while its owner is away.

How do you describe a pet sitter on a resume?

Responsible of checking on client’s pets and assuring that their necessities were being met. Entrusted with the keys of client’s home in order to complete pet’s care. Provided proper care and attention to pets such as giving food and water and spending time with the animals during their owner’s absence.

Are Rovers liable?

According to Wag!’s and Rover’s Terms of Service contracts, the companies aren’t liable when one of their pet sitters is negligent. From their perspective, they are just a service connecting pet sitters with pet owners – a sort of Craigslist with a narrow focus.

Does Rover pay for damages?

The Rover Guarantee covers Property damage to the pet owner’s home caused by a sitter, dog walker, or groomer. Certain out-of-pocket medical costs for 3rd party injuries (e.g. someone other than the pet owner, sitter, dog walker, or groomer). 24/7 support.

What does Broadform liability cover?

Broadform Liability covers you and your business for legal liability to pay compensation for personal injury, property damage and advertising liability as a result of bodily injury and property damage claims. Comprehensive protection.

What is general liability insurance for pet sitters?

General Liability protects pet sitters and dog walkers against third party claims (the key is a third party — someone besides you) caused by you or your staff member’s negligence. You may have heard professionals mention that they are “Insured and Bonded.”

What does it mean to be bonded as a pet sitter?

Specifically, being bonded as a pet sitter provides your clients compensation in the event of theft or property damage. Bonding may also pay the client if the pet sitter (business owner) steals something, while general liability insurance excludes intentional wrongful acts.

Is starting a pet sitting or dog walking business risky?

Starting a pet sitting or dog walking business is a risky venture. In fact — starting any type of business involves a level of risk. This is more than just the costs to start a pet sitting or dog walking business. You are risking your time, your energy and other opportunities.

Is timetime to pet an insurance company?

Time To Pet is not an insurance agent and does not sell insurance products. This article is meant as a guide to help Pet Sitters and Dog Walkers understand Pet Sitting Insurance and to direct them to where they can find additional information.