Is lying about billing address illegal?

It’s almost certainly not illegal to lie about your billing address, but it’s likely against the terms of service of both the company you’re making a purchase from as well as your credit card processor.

Does billing address have to match credit card info?

Does my billing address have to match the address on file with my credit card? Yes. For credit card verification you must enter your billing address exactly as it appears on your credit card statement. If you do not, your payment may be rejected or unable to fully process.

What is the maximum penalty for making a false representation?

Being convicted of fraud by false representation carries a maximum sentence of 10 years in prison and a fine. However, the maximum sentence is only handed out in the most serious of cases. It is possible for minor charges can be dealt with on a summary basis, at the Magistrates Court.

Is it okay if billing address is wrong?

If you get the billing address wrong, the credit card company will usually reject the payment request, even if it is a single letter/digit off.

What if billing and shipping address are different?

When a billing address is different from the shipping address, an additional verification is required by the company from its customers. The Address Verification System compares the numbers in the billing address that the customer provides to the merchants, with the billing address on file with your card issuer.

What happens if my credit card is suspected of fraud?

Once a suspected fraud transaction is noticed, your credit card issuer may cancel your card, send you a replacement and start a fraud investigation. It may also refund the amount back to your account. Even if it doesn’t immediately issue a refund, you’re not responsible for disputed amounts during the investigation.

What happens if someone steals your debit card number?

The biggest problem with using your debit card for purchases is, if your info is stolen, the thief now has access to the funds in your checking account. Your debit card pulls funds directly from your checking account. If somebody uses your card number to make fraudulent purchases, your account may get drained.

What happens when someone steals your account information?

Criminals use stolen account information to create counterfeit cards or to charge items over the phone or the Internet. Counterfeit cards often are used just a few times and abandoned before the victim becomes aware and reports their misuse. What is identity theft?

How do I find out if my bank account has been fraudulated?

Keep an eye on your bank statements, and if you notice signs of fraud, notify your bank immediately. Request a copy of your credit report. Often, signs of fraud — such as new accounts you don’t recognize — will show up on credit card statements first, soon to follow on your credit reports.

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