Is it better to invest a little in a lot of stocks or a lot in a few stocks?

Owning more stocks confers greater stock portfolio diversification, but owning too many stocks is impractical. The objective is to achieve diversification while still thoroughly understanding why you’re invested in each of the stocks in your portfolio.

How much of your portfolio should be individual stocks?

To help mitigate that risk, many investors invest in stocks through funds — such as index funds, mutual funds or ETFs — that hold a collection of stocks from a wide variety of companies. If you do opt for individual stocks, it’s usually wise to allocate only 5\% to 10\% of your portfolio to them.

Is Dollar-Cost Averaging timing the market?

Dollar-Cost Averaging is the regular and frequent investment of generally smaller individual contributions of funds, while Market Timing refers to investment decisions based on market conditions, company news and data, and the interpretation of these by individuals paid to predict the future (or for free as on Reddit).

Should you invest with multiple financial advisors?

That fee typically is on a sliding scale—the more you invest in one place, the lower your annual rate. Investing among multiple advisors dilutes your ability to earn a break on fees due to asset size.

What is the difference between a large and a small financial advisor?

Larger firms tend to focus on investments; smaller ones may take a more holistic approach. The relationship and range of services can vary. When it comes to choosing a financial advisor, one consideration is whether to go with someone at a large, well-branded company or a small shop.

What do larger firms do differently than smaller firms?

“Larger firms disproportionately focus on the investment piece.” She said that advisors at larger firms also may be more restricted in what they can offer as investment choices. People need more help on the planning side than they do with investments.

Are You duplicating your investments?

Only upon looking at each fund’s holdings do you realize you’re duplicating investments, both as a style and as a cap-size. You might even own multiple funds with the same stock, which seriously skews your expected asset mix. Now, imagine how easy it is for three, four or more advisors to choose the same investments on your behalf.

https://www.youtube.com/watch?v=nCp2bZbaBdw