Is HDFC diners black worth it?

HDFC Diners Club Black credit card is a super premium offering from HDFC Bank. I believe there is no better reward rate for credit cards in whole world than this. Apart from fantastic reward rate, this card offers all other features a super premium credit card is supposed to.

What is the value of 1 reward point in HDFC?

You can choose to redeem these Reward Points for CashBack credit where 100 Reward points equals to Rs 0.20 or airmiles across major airlines programmes where 1 point equals Rs 0.30.

How does diners Black make money?

As we discussed in our post on credit cards in India, merchant discount rates, interest charges, and membership fees contribute to a bulk of the revenue. Other fees including late fee penalties and forex charges contribute around 1\% more to this.

Can I convert HDFC reward points to cash?

Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards. The amount will be added to your credit card account, which can be used to pay the outstanding principal.

How do you redeem diners black points?

Redeeming Points

1. Call the Club Rewards Customer Contact at 1-800-234-4034.
2. Fax a Club Rewards Redemption Form to 1-800-260-4034.
3. Redeem points online through the Club Rewards online catalog.

Is Diners Club accepted everywhere?

After 70 years of history, the Diners Club Card sets the standard for premier benefits. Your Diners Club Card is accepted at nearly 40 million global merchant locations – wherever Mastercard is accepted. Enjoy your journey and remain confident that with your Diners Club Card, you belong.

What is Rp accrual in diners black card?

For flight and hotel bookings, HDFC Bank Diners Club Black card members can redeem upto maximum of 70\% of booking value through Reward Points….Rewards Points Redemption:

What is 10X reward points HDFC?

For the avoidance of doubt, ’10X Reward Points’ means ten times the reward points that the Cardholder would have otherwise earned on the Eligible Transaction. 10X Reward Points will be posted in the next statement for the Card from the statement cycle during which the Eligible Transaction was undertaken.

What is 10X reward points SBI?

10X Rewards points per Rs. 100 spent on departmental stores and grocery purchases. 1 Reward point per Rs. 100 spent on other transactions. Air India SBI Signature Credit Card.

Will HDFC reward points expire?

Do HDFC credit card reward points expire? The reward points that you earn on your HDFC credit card are valid for two years from the date you accrue them. If you have 1,000 points accrued on 28 February 2019, the reward points are valid till February of 2021.

How to redeem HDFC Bank Diners Club black card reward points?

Redeem Rewards Points on exclusive reward redemption catalogue for HDFC Bank Diners Club Black Credit Cards. For flight and hotel bookings, HDFC Bank Diners Club Black card members can redeem upto maximum of 70\% of booking value through Reward Points. Rest will have to be paid via Credit Card. This is effective 25th July 2020.

What are the benefits of HDFC 10x reward points?

10X Reward Points on HDFC Bank Infinia, Diners Club and Regalia credit cards 5\% cash back on other HDFC Credit and Debit cards up to maximum of Rs. 1,000 per calendar month This covers Flipkart, Amazon, OYO, Flights, Hotels, Buses, Trains, Gift Vouchers and Compare & Shop on Smartbuy

What is HDFC diners 10x?

Initially they started this program for Diners Cards and then extended to other cards with the launch of HDFC smartbuy (a dedicated rewards portal from HDFC) which expands the 10X coverage to many cards. Interestingly though, the Diners 10X program partners are currently paused (more on that later) but Smartbuy still continues.

What is the new 10x rewards program of Diners Club?

Diners 10X Rewards program has been renewed till 29 February 2020 31 March 2020. Offer: 10X reward points on HDFC Diners Club Credit Cards for purchases made on 10X partners