How can I protect my ATM card?
Table of Contents
How can I protect my ATM card?
8 Rules for Keeping Your Debit Card Safe
- Check your bank statements often.
- Protect your PIN number.
- Consider avoiding debit card use online.
- Only use ATMs at a bank.
- Don’t use public wireless access for financial transactions.
- Report problems immediately.
- Consider filing a police report.
- Create your own security profile.
Can an ATM card be duplicated?
Your Credit card and debit card can be cloned at either bank ATMs or any other point where you swipe your card. A card is cloned by using a skimmer. It is a device that thieves attach to a bank ATM or a payment machine to trick people who are swiping their cards.
What is switching on ATM card?
To provide greater control to its customers over their debit cards, the State Bank of India has introduced a new feature called, ‘ATM Card Switch ON / OFF’. The feature enables customers to control their debit card utility as it allows the card owner to activate or deactivate it for various services.
How can I find out who used my debit card?
Call your bank’s 800 number and select the option to speak with a representative. Ask for full details about the debit card transaction. Give the amount and date that it hit your account. You will receive the company name, transaction ID and phone number.
What is card cloning?
Cloning is a type of credit card theft in which the thief makes a digital copy of the credit card information using a concealed or disguised electronic scanner. Security improvements—such as the use of chip cards—have helped disrupt this type of theft.
How can I cancel my SBI ATM card?
You can call the SBI customer service on these numbers: 1800 11 2211 or 1800 425 3800. Make sure to call these helpline numbers by your registered numbers only. Once your call is connected, the customer support team will guide you through the process so that you can block your card easily.
What to do if your ATM PIN is blocked?
For instance, if your ATM PIN was blocked at 12PM today, then you will be able to carry successful transaction after 12PM tomorrow. That also, only if you remember your debit card PIN accurately. If you still haven’t manage to remember your debit card PIN, then visit your bank’s home or nearby branch.
What is a card swap and how does it work?
The card swap usually happens before you have the chance to enter your PIN. While ‘helping’ you’, the fraudster remains close enough to see your PIN being entered. You will then end up leave the ATM either with someone else’s card, or without your card which will have apparently been ‘retained’ by the ATM.
How do I get a new ATM PIN?
Rules for getting a new ATM Pin varies from banks to banks. Some re-generate a new debit card PIN almost immediately after your visit, or some send it via posts after few days depending upon their terms and conditions. Other banks just ask you to block your debit card, and apply for a new one.
Why can’t I use my debit card at the ATM?
One of the major reasons can be, that you have forgotten your debit card pin which is a vital information for carrying ATM cash withdrawal. It is alright if you have inserted wrong PIN number at the ATM machine twice, but the real problem occurs when your attempt fails thrice.