Can I take education loan from 2nd year?

Well, the answer to the above question is – Yes, a student can be eligible for a second education loan. For this, they can either apply for a second education loan from the bank they already have taken their first loan from or they can apply to a different bank.

Can I get a student loan if I failed?

If you take a loan and then fail the bank is usually not concerned as the interest servicing is already being taken care by your guardian. In most of the cases the loan amount is directly disbursed to the university/institution. So if your admission is cancelled ,the loan would terminate.

Can I have more than one backlog in a subject?

For example, if you had to appear 5 times to clear a backlog in 1 subject, you would still have only 1 backlog (not 5). However, if you had to clear 5 subjects and you did that in 1 attempt each, you would have 5 backlogs. You cannot have 20 subjects and more than 20 backlogs, even if you failed in all of them 10 times each.

How many backlogs are accepted by abroad universities?

The minimum and maximum number of backlogs accepted by abroad universities varies with study destination. It would be ideal to say that every country accepts backlogs to an extent. There are both lenient and strict regions in the world that may or may not accept high number of backlogs respectively.

How many backlogs are acceptable in Canada for under-graduation?

The Canadian universities may consider up to 5 backlogs in your under-graduation but only if you have a minimum score of 70\%. Though there are always exceptions, for applicants with 7-8 backlogs, there are some universities that require you to have a minimum of 65\% undergraduate score.

What is a backlog certificate and how to get one?

A backlog certificate is a sheet issued by your academic institution that has details about your backlogs. In case you had no backlogs, your institute would not provide you with any such certificate. However, if you have backlogs, you would be asked to submit a backlog certificate to certify your academic records along with academic transcripts.