Are trucks companies responsible for broken windshields?

When you’re tooling down road, there are trucks on the asphalt that say it’s not their fault if they break your windshield. We’re talking dump trucks that carry signs warning you to keep back because they aren’t responsible for damage. “The simple truth is — they are responsible for it,” says attorney John McCabe.

What to do if something flies off a truck and hits your car?

If your car suffered damages because debris fell off a truck, you should call the police right away to have an accident report completed. Take photos of the damage and of the debris. If the truck drives off, remember as many details as you can.

Does insurance cover debris damage?

If you carry comprehensive coverage on your auto policy, you may be covered if your car is damaged by random road debris, including flying debris that hits your car or running over debris on the road.

Who is responsible when a truck cracks your windshield?

If a piece of debris, rock or gravel falls directly from the back of a truck and hits your vehicle, causing its windshield to crack, then the commercial vehicle’s operator is responsible for the damages.

What are the effects of flying debris on cars?

Windshield damage, damage to automobile paint, and even damage due to accidents caused by flying debris happens every day. Damage can occur as a result of rocks or other debris being kicked up from the road or things falling off of trucks or other vehicles. Flying debris can also result in death.

Is it the driver’s fault if a rock hits your windshield?

If a truck driver runs over a rock, causing it to hit your windshield, it is not the driver’s fault. If something falls off of the truck, such as a tool, loose rocks, or lumber, and damage occurs, then it is likely the fault of the driver. However, the issue is not completely cut-and-dried.

Who is at fault if debris is dropped from a vehicle?

When another vehicle drops debris (gravel, trash, tools etc.) it’s transporting the other driver is at fault – for example, if a contractor drops a ladder off their truck they’re responsible for any damage to your car. Since road debris and falling objects cause so many accidents, as precaution you should: